![]() “Flood maps help determine which areas are at high risk of flooding and, therefore, require flood insurance, structural adaptations, or are eligible for federal buyout,” Sanchez said. Many Americans rely on these maps to make decisions about where and how to build their homes or businesses. In fact, only about 4% of homeowners nationwide have flood insurance - a problem that can be largely attributed to the flood maps created by the Federal Emergency Management Agency, according to Georgina Sanchez, a research associate at NC State’s Center for Geospatial Analytics.įEMA’s flood maps designate areas located in the 100-year floodplain, or where there’s a 1% chance of flooding in any given year. Hurricane Ian’s trail of destruction has put a national spotlight on the pitfalls of building in flood-prone areas, with countless media outlets highlighting the fact that more than 80% of homes that were under evacuation orders didn’t have flood insurance.īut the reality is that many homeowners across the United States aren’t actually aware of their property’s risk of flooding, leaving them with little guidance on whether they should purchase a flood insurance policy to cover storm damage. Flood insurance purchase is not mandatory.When Hurricane Ian hit the Gulf Coast of Florida on September 28, 2022, the Category 4 storm created a surge of ocean water that rose by one to two stories along some 60 miles of the state’s southwestern coastline, flooding thousands of homes. Zone X-ShadedĠ.2 percent Annual Chance Flood Hazard Zone Xįlood insurance rate zones that are outside the flood plain or the average flood depths of less than one foot. Mandatory flood insurance requirements apply. Zone VEįlood insurance rate zone that corresponds to coastal areas that have additional hazards associated with storm waves. Mandatory flood insurance purchase requirements apply. Zone AHįlood insurance rate zone that corresponds to areas of shallow flooding with average depths between one (1) and three (3) feet. Zone AEįlood insurance rate zone that corresponds with flood depths greater than three (3) feet. Zone Aįlood insurance rate zone determined by approximate methods, as no Base Flood Elevations (BFEs) are available for these areas. The following flood zone designations determine whether or not flood insurance is mandated. View your property’s flood zone by searching the Broward FEMA Flood Zone Map linked above. All areas are susceptible to flooding, although to varying degrees. Property owners should consider purchasing a flood insurance policy, even if it is not mandated for their location. The finalized maps are used by insurance companies for flood insurance purposes and the updated base flood elevations must be used for all new construction and substantial improvements to existing construction.īroward County residents and business owners are encouraged to view the flood maps to better understand their potential flood risk and to help identify steps they may need to take to protect against property damage and loss. Broward County Interactive FEMA Flood Zone Map (effective August 18, 2014)įEMA updated flood maps for Broward County on August 18, 2014.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |